Products for our investors

NCD Public Issue 2024 Prospectus

DISCLAIMER – IMPORTANT


NOTE: THE ELECTRONIC VERSION OF THE DRAFT NCD PROSPECTUS  (“DRAFT NCD PROSPECTUS”) YOU ARE SEEKING TO ACCESS IS BEING MADE AVAILABLE ON THIS WEBSITE BY US, SAKTHI FINANCE LIMITED AND FOR INFORMATION PURPOSES ONLY. THE DRAFT PROSPECTUS HAS BEEN MADE AVAILABLE ON THIS WEBSITE IN ELECTRONIC FORM SOLELY TO COMPLY WITH THE REQUIREMENTS OF SEBI (ISSUE AND LISTING OF NON-CONVERTIBLE SECURITIES) REGULATIONS 2021, AS AMENDED (“SEBI NCS REGULATIONS”). YOU ARE ADVISED TO READ THIS DISCLAIMER CAREFULLY BEFORE READING, ACCESSING OR MAKING ANY OTHER USE OF THE DRAFT PROSPECTUS. BY ACCESSING THE DRAFT NCD PROSPECTUS, YOU AGREE TO FOLLOW THE FOLLOWING TERMS AND CONDITIONS, INCLUDING ANY MODIFICATIONS TO THEM FROM TIME TO TIME. 

Please read this notice carefully – It applies to all persons who view this site. Please note that the disclaimer set out below may be altered or updated. You should read it in full each time you visit the site. 

 

Neither we nor our affiliates represent that the contents of the Draft NCD Prospectus herein are accurate or complete. The information contained herein not been updated since its original publication date and may not reflect the latest updates. 

 

You may not and are not authorized to (1) deliver the Draft NCD Prospectus to any other person or (2) reproduce such Draft NCD Prospectus in any manner whatsoever. Any distribution or reproduction of Draft NCD Prospectus in whole or in part is unauthorized. Failure to comply with this directive may result in a violation of the SEBI NCS Regulations or other applicable laws of India and other jurisdictions.  

 

The information in this section is directed at and is intended for distribution to and use by, residents of India only. Residents of countries other than India are not authorized to view or use the information in this section. Viewing this information may not be lawful in certain jurisdictions. In other jurisdictions, only certain categories of person may be allowed to view this information. Any person who wishes to view this site must first satisfy themselves that they are not subject to any local requirements which prohibit or restrict them from doing so.  

 

These materials are not directed at or accessible by the following persons:

  • Minors without a guardian name*
  • Foreign nationals, NRIs, inter alia, including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  • Persons resident outside India and other foreign entities;
  • Foreign Institutional Investors;
  • Qualified Foreign Investors;
  • Foreign Portfolio Investors;
  • Foreign Venture Capital Investors
  • Non-resident Incorporated Entities (formerly Overseas Corporate Bodies); and
  • Persons ineligible to contract under applicable statutory/regulatory requirements.

 *Applicant shall ensure that guardian is competent to contract under Indian Contract Act 1872

If you are not permitted to view materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this webpage. 

    

You are reminded that documents transmitted in electronic form may be altered or changed during the process of transmission and consequently none of the Company or any of its or our affiliates accept any liability or responsibility whatsoever in respect of alterations or changes which have taken place during the course of transmission of electronic data. We and Dalmia Securities Private Limited, (“Lead Manager”) will not be responsible for any loss or damage that could result from interception and interpretation by any third parties of any information being made available to you through this website. 

 

The materials placed herein are not a solicitation of any bid from you. Nothing contained herein shall constitute and / or deem to constitute an offer and/or an invitation to an offer to subscribe to the securities referred to therein. 

 

Any person seeking access to this portion of the Company’s website represents and warrants to the Company that they are doing so for information purposes only. Making press announcements and other documents available in electronic format does not constitute an offer to sell or the solicitation of an offer to buy securities in  SAKTHI FINANCE LIMITED. Further, it does not constitute a recommendation by the Company or the Lead Managers or any other party to sell or buy securities in SAKTHI FINANCE LIMITED. 

 

Confirmation of understanding and acceptance of disclaimer. 

 

I have read and understood the disclaimer set out above. I understand that it may affect my rights. I agree to be bound by its terms. I confirm that I am permitted to proceed to electronic versions of these materials.  I confirm that I do not fall under any of the categories below:

  • Minors without a guardian name*
  • Foreign nationals, NRI, inter alia, including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  • Persons resident outside India and other foreign entities;
  • Foreign Institutional Investors;
  • Foreign Portfolio Investors;
  • Foreign Venture Capital Investors
  • Qualified Foreign Investors;
  • Non-resident Incorporated Entities (formerly Overseas Corporate Bodies); and
  • Person’s ineligible to contract under applicable statutory/regulatory requirement

Applicant shall ensure that guardian is competent to contract under Indian Contract Act 1872

I Agree

NCD Public Issue 2023 Prospectus

DISCLAIMER – IMPORTANT


NOTE: THE ELECTRONIC VERSION OF THE DRAFT NCD PROSPECTUS  (“DRAFT NCD PROSPECTUS”) YOU ARE SEEKING TO ACCESS IS BEING MADE AVAILABLE ON THIS WEBSITE BY US, SAKTHI FINANCE LIMITED AND FOR INFORMATION PURPOSES ONLY. THE DRAFT PROSPECTUS HAS BEEN MADE AVAILABLE ON THIS WEBSITE IN ELECTRONIC FORM SOLELY TO COMPLY WITH THE REQUIREMENTS OF SEBI (ISSUE AND LISTING OF NON-CONVERTIBLE SECURITIES) REGULATIONS 2021, AS AMENDED (“SEBI NCS REGULATIONS”). YOU ARE ADVISED TO READ THIS DISCLAIMER CAREFULLY BEFORE READING, ACCESSING OR MAKING ANY OTHER USE OF THE DRAFT PROSPECTUS. BY ACCESSING THE DRAFT NCD PROSPECTUS, YOU AGREE TO FOLLOW THE FOLLOWING TERMS AND CONDITIONS, INCLUDING ANY MODIFICATIONS TO THEM FROM TIME TO TIME. 

Please read this notice carefully – It applies to all persons who view this site. Please note that the disclaimer set out below may be altered or updated. You should read it in full each time you visit the site. 

 

Neither we nor our affiliates represent that the contents of the Draft NCD Prospectus herein are accurate or complete. The information contained herein not been updated since its original publication date and may not reflect the latest updates. 

 

You may not and are not authorized to (1) deliver the Draft NCD Prospectus to any other person or (2) reproduce such Draft NCD Prospectus in any manner whatsoever. Any distribution or reproduction of Draft NCD Prospectus in whole or in part is unauthorized. Failure to comply with this directive may result in a violation of the SEBI NCS Regulations or other applicable laws of India and other jurisdictions.  

 

The information in this section is directed at and is intended for distribution to and use by, residents of India only. Residents of countries other than India are not authorized to view or use the information in this section. Viewing this information may not be lawful in certain jurisdictions. In other jurisdictions, only certain categories of person may be allowed to view this information. Any person who wishes to view this site must first satisfy themselves that they are not subject to any local requirements which prohibit or restrict them from doing so.  

 

These materials are not directed at or accessible by the following persons:

  • Minors without a guardian name*
  • Foreign nationals, NRIs, inter alia, including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  • Persons resident outside India and other foreign entities;
  • Foreign Institutional Investors;
  • Qualified Foreign Investors;
  • Foreign Portfolio Investors;
  • Foreign Venture Capital Investors
  • Non-resident Incorporated Entities (formerly Overseas Corporate Bodies); and
  • Persons ineligible to contract under applicable statutory/regulatory requirements.

 *Applicant shall ensure that guardian is competent to contract under Indian Contract Act 1872

If you are not permitted to view materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this webpage. 

    

You are reminded that documents transmitted in electronic form may be altered or changed during the process of transmission and consequently none of the Company or any of its or our affiliates accept any liability or responsibility whatsoever in respect of alterations or changes which have taken place during the course of transmission of electronic data. We and Dalmia Securities Private Limited, (“Lead Manager”) will not be responsible for any loss or damage that could result from interception and interpretation by any third parties of any information being made available to you through this website. 

 

The materials placed herein are not a solicitation of any bid from you. Nothing contained herein shall constitute and / or deem to constitute an offer and/or an invitation to an offer to subscribe to the securities referred to therein. 

 

Any person seeking access to this portion of the Company’s website represents and warrants to the Company that they are doing so for information purposes only. Making press announcements and other documents available in electronic format does not constitute an offer to sell or the solicitation of an offer to buy securities in  SAKTHI FINANCE LIMITED. Further, it does not constitute a recommendation by the Company or the Lead Managers or any other party to sell or buy securities in SAKTHI FINANCE LIMITED. 

 

Confirmation of understanding and acceptance of disclaimer. 

 

I have read and understood the disclaimer set out above. I understand that it may affect my rights. I agree to be bound by its terms. I confirm that I am permitted to proceed to electronic versions of these materials.  I confirm that I do not fall under any of the categories below:

  • Minors without a guardian name*
  • Foreign nationals, NRI, inter alia, including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  • Persons resident outside India and other foreign entities;
  • Foreign Institutional Investors;
  • Foreign Portfolio Investors;
  • Foreign Venture Capital Investors
  • Qualified Foreign Investors;
  • Non-resident Incorporated Entities (formerly Overseas Corporate Bodies); and
  • Person’s ineligible to contract under applicable statutory/regulatory requirement

Applicant shall ensure that guardian is competent to contract under Indian Contract Act 1872

I Agree

NCD Public Issue 2022 Prospectus

DISCLAIMER – IMPORTANT


NOTE: THE ELECTRONIC VERSION OF THE DRAFT NCD PROSPECTUS  (“DRAFT NCD PROSPECTUS”) YOU ARE SEEKING TO ACCESS IS BEING MADE AVAILABLE ON THIS WEBSITE BY US, SAKTHI FINANCE LIMITED AND FOR INFORMATION PURPOSES ONLY. THE DRAFT PROSPECTUS HAS BEEN MADE AVAILABLE ON THIS WEBSITE IN ELECTRONIC FORM SOLELY TO COMPLY WITH THE REQUIREMENTS OF SEBI (ISSUE AND LISTING OF NON-CONVERTIBLE SECURITIES) REGULATIONS 2021, AS AMENDED (“SEBI NCS REGULATIONS”). YOU ARE ADVISED TO READ THIS DISCLAIMER CAREFULLY BEFORE READING, ACCESSING OR MAKING ANY OTHER USE OF THE DRAFT PROSPECTUS. BY ACCESSING THE DRAFT NCD PROSPECTUS, YOU AGREE TO FOLLOW THE FOLLOWING TERMS AND CONDITIONS, INCLUDING ANY MODIFICATIONS TO THEM FROM TIME TO TIME. 

Please read this notice carefully – It applies to all persons who view this site. Please note that the disclaimer set out below may be altered or updated. You should read it in full each time you visit the site. 

 

Neither we nor our affiliates represent that the contents of the Draft NCD Prospectus herein are accurate or complete. The information contained herein not been updated since its original publication date and may not reflect the latest updates. 

 

You may not and are not authorized to (1) deliver the Draft NCD Prospectus to any other person or (2) reproduce such Draft NCD Prospectus in any manner whatsoever. Any distribution or reproduction of Draft NCD Prospectus in whole or in part is unauthorized. Failure to comply with this directive may result in a violation of the SEBI NCS Regulations or other applicable laws of India and other jurisdictions. 

 

The information in this section is directed at and is intended for distribution to and use by, residents of India only. Residents of countries other than India are not authorized to view or use the information in this section. Viewing this information may not be lawful in certain jurisdictions. In other jurisdictions, only certain categories of person may be allowed to view this information. Any person who wishes to view this site must first satisfy themselves that they are not subject to any local requirements which prohibit or restrict them from doing so. 

 

These materials are not directed at or accessible by the following persons:

  • Minors without a guardian name*
  • Foreign nationals, NRIs, inter alia, including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  • Persons resident outside India and other foreign entities;
  • Foreign Institutional Investors;
  • Qualified Foreign Investors;
  • Foreign Portfolio Investors;
  • Foreign Venture Capital Investors
  • Non-resident Incorporated Entities (formerly Overseas Corporate Bodies); and
  • Persons ineligible to contract under applicable statutory/regulatory requirements.

 *Applicant shall ensure that guardian is competent to contract under Indian Contract Act 1872

If you are not permitted to view materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this webpage. 

    

You are reminded that documents transmitted in electronic form may be altered or changed during the process of transmission and consequently none of the Company or any of its or our affiliates accept any liability or responsibility whatsoever in respect of alterations or changes which have taken place during the course of transmission of electronic data. We and Dalmia Securities Private Limited, (“Lead Manager”) will not be responsible for any loss or damage that could result from interception and interpretation by any third parties of any information being made available to you through this website. 

 

The materials placed herein are not a solicitation of any bid from you. Nothing contained herein shall constitute and / or deem to constitute an offer and/or an invitation to an offer to subscribe to the securities referred to therein. 

 

Any person seeking access to this portion of the Company’s website represents and warrants to the Company that they are doing so for information purposes only. Making press announcements and other documents available in electronic format does not constitute an offer to sell or the solicitation of an offer to buy securities in  SAKTHI FINANCE LIMITED. Further, it does not constitute a recommendation by the Company or the Lead Managers or any other party to sell or buy securities in SAKTHI FINANCE LIMITED. 

 

Confirmation of understanding and acceptance of disclaimer. 

 

I have read and understood the disclaimer set out above. I understand that it may affect my rights. I agree to be bound by its terms. I confirm that I am permitted to proceed to electronic versions of these materials.  I confirm that I do not fall under any of the categories below:

  • Minors without a guardian name*
  • Foreign nationals, NRI, inter alia, including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  • Persons resident outside India and other foreign entities;
  • Foreign Institutional Investors;
  • Foreign Portfolio Investors;
  • Foreign Venture Capital Investors
  • Qualified Foreign Investors;
  • Non-resident Incorporated Entities (formerly Overseas Corporate Bodies); and
  • Person’s ineligible to contract under applicable statutory/regulatory requirement

Applicant shall ensure that guardian is competent to contract under Indian Contract Act 1872

I Agree

NCD Public Issue 2021 Prospectus

DISCLAIMER – IMPORTANT
NOTE: THE ELECTRONIC VERSION OF THE DRAFT NCD PROSPECTUS (“DRAFT PROSPECTUS”) YOU ARE SEEKING TO ACCESS IS BEING MADE AVAILABLE ON THIS WEBSITE BY US, SAKTHI FINANCE LIMITED AND FOR INFORMATION PURPOSES ONLY. THE DRAFT PROSPECTUS HAS BEEN MADE AVAILABLE ON THIS WEBSITE IN ELECTRONIC FORM SOLELY TO COMPLY WITH THE REQUIREMENTS OF SEBI (ISSUE AND LISTING OF DEBT SECURITIES) REGULATIONS 2008, AS AMENDED (“SEBI DEBT REGULATIONS”). YOU ARE ADVISED TO READ THIS DISCLAIMER CAREFULLY BEFORE READING, ACCESSING OR MAKING ANY OTHER USE OF THE DRAFT PROSPECTUS. BY ACCESSING THE DRAFT PROSPECTUS, YOU AGREE TO FOLLOW THE FOLLOWING TERMS AND CONDITIONS, INCLUDING ANY MODIFICATIONS TO THEM FROM TIME TO TIME.
Please read this notice carefully – It applies to all persons who view this site. Please note that the disclaimer set out below may be altered or updated. You should read it in full each time you visit the site.
Neither we, nor our affiliates represent that the contents of the draft prospectus herein are accurate or complete. The information contained herein not been updated since its original publication date and may not reflect the latest updates.
You may not and are not authorized to (1) deliver the draft prospectus to any other person or (2) reproduce such draft prospectus in any manner whatsoever. Any distribution or reproduction of draft prospectus in whole or in part is unauthorized. Failure to comply with this directive may result in a violation of the SEBI Debt Regulations or other applicable laws of India and other jurisdictions.
The information in this section is directed at and is intended for distribution to, and use by, residents of India only. Residents of countries other than India are not authorized to view or use the information in this section. Viewing this information may not be lawful in certain jurisdictions. In other jurisdictions, only certain categories of person may be allowed to view this information. Any person who wishes to view this site must first satisfy themselves that they are not subject to any local requirements which prohibit or restrict them from doing so.
These materials are not directed at or accessible by following persons:

  • Minors without a guardian name*

    • Foreign nationals, NRI, inter alia, including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  • Persons resident outside India and other foreign entities;
  • Foreign Institutional Investors;
  • Qualified Foreign Investors;
  • Foreign Portfolio Investors;
  • Foreign Venture Capital Investors
  • Non-resident Incorporated Entities (formerly Overseas Corporate Bodies); and
  • Persons ineligible to contract under applicable statutory/regulatory requirements.

*Applicant shall ensure that guardian is competent to contract under Indian Contract Act 1872
If you are not permitted to view materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this webpage.
You are reminded that documents transmitted in electronic form may be altered or changed during the process of transmission and consequently none of the Company or any of its or our affiliates accept any liability or responsibility whatsoever in respect of alterations or changes which have taken place during the course of transmission of electronic data. We and Dalmia Securities Private Limited, (“Lead Manager”) will not be responsible for any loss or damage that could result from interception and interpretation by any third parties of any information being made available to you through this web site.
The materials placed herein are not a solicitation of any bid from you. Nothing contained herein shall constitute and/or deem to constitute an offer and/or an invitation to an offer to subscribe to the securities referred to therein.
Any person seeking access to this portion of the Company’s website represents and warrants to the Company that they are doing so for information purposes only. Making press announcements and other documents available in electronic format does not constitute an offer to sell or the solicitation of an offer to buy securities in SAKTH FINANCE LIMITED. Further, it does not constitute a recommendation by the Company or the Lead Managers or any other party to sell or buy securities in SAKTH FINANCE LIMITED.
Confirmation of understanding and acceptance of disclaimer.b>
I have read and understood the disclaimer set out above. I understand that it may affect my rights.
I agree to be bound by its terms. I confirm that I am permitted to proceed to electronic versions of these materials. I confirm that I do not fall under any of the categories below:

  • Minors without a guardian name*

    • Foreign nationals, NRI, inter alia, including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  • Persons resident outside India and other foreign entities;
  • Foreign Institutional Investors;
  • Foreign Portfolio Investors;
  • Foreign Venture Capital Investors
  • Qualified Foreign Investors;
  • Non-resident Incorporated Entities (formerly Overseas Corporate Bodies); and
  • Persons ineligible to contract under applicable statutory/regulatory requirements.

NCD Public Issue 2020 Prospectus

DISCLAIMER – IMPORTANT
NOTE: THE ELECTRONIC VERSION OF THE DRAFT NCD PROSPECTUS (“DRAFT PROSPECTUS”) YOU ARE SEEKING TO ACCESS IS BEING MADE AVAILABLE ON THIS WEBSITE BY US, SAKTHI FINANCE LIMITED AND FOR INFORMATION PURPOSES ONLY. THE DRAFT PROSPECTUS HAS BEEN MADE AVAILABLE ON THIS WEBSITE IN ELECTRONIC FORM SOLELY TO COMPLY WITH THE REQUIREMENTS OF SEBI (ISSUE AND LISTING OF DEBT SECURITIES) REGULATIONS 2008, AS AMENDED (“SEBI DEBT REGULATIONS”). YOU ARE ADVISED TO READ THIS DISCLAIMER CAREFULLY BEFORE READING, ACCESSING OR MAKING ANY OTHER USE OF THE DRAFT PROSPECTUS. BY ACCESSING THE DRAFT PROSPECTUS, YOU AGREE TO FOLLOW THE FOLLOWING TERMS AND CONDITIONS, INCLUDING ANY MODIFICATIONS TO THEM FROM TIME TO TIME.
Please read this notice carefully – It applies to all persons who view this site. Please note that the disclaimer set out below may be altered or updated. You should read it in full each time you visit the site.
Neither we, nor our affiliates represent that the contents of the draft prospectus herein are accurate or complete. The information contained herein not been updated since its original publication date and may not reflect the latest updates.
You may not and are not authorized to (1) deliver the draft prospectus to any other person or (2) reproduce such draft prospectus in any manner whatsoever. Any distribution or reproduction of draft prospectus in whole or in part is unauthorized. Failure to comply with this directive may result in a violation of the SEBI Debt Regulations or other applicable laws of India and other jurisdictions.
The information in this section is directed at and is intended for distribution to, and use by, residents of India only. Residents of countries other than India are not authorized to view or use the information in this section. Viewing this information may not be lawful in certain jurisdictions. In other jurisdictions, only certain categories of person may be allowed to view this information. Any person who wishes to view this site must first satisfy themselves that they are not subject to any local requirements which prohibit or restrict them from doing so.
These materials are not directed at or accessible by following persons:

  • Minors without a guardian name*

    • Foreign nationals, NRI, inter alia, including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  • Persons resident outside India and other foreign entities;
  • Foreign Institutional Investors;
  • Qualified Foreign Investors;
  • Foreign Portfolio Investors;
  • Foreign Venture Capital Investors
  • Non-resident Incorporated Entities (formerly Overseas Corporate Bodies); and
  • Persons ineligible to contract under applicable statutory/regulatory requirements.

*Applicant shall ensure that guardian is competent to contract under Indian Contract Act 1872
If you are not permitted to view materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this webpage.
You are reminded that documents transmitted in electronic form may be altered or changed during the process of transmission and consequently none of the Company or any of its or our affiliates accept any liability or responsibility whatsoever in respect of alterations or changes which have taken place during the course of transmission of electronic data. We and Dalmia Securities Private Limited, (“Lead Manager”) will not be responsible for any loss or damage that could result from interception and interpretation by any third parties of any information being made available to you through this web site.
The materials placed herein are not a solicitation of any bid from you. Nothing contained herein shall constitute and/or deem to constitute an offer and/or an invitation to an offer to subscribe to the securities referred to therein.
Any person seeking access to this portion of the Company’s website represents and warrants to the Company that they are doing so for information purposes only. Making press announcements and other documents available in electronic format does not constitute an offer to sell or the solicitation of an offer to buy securities in SAKTH FINANCE LIMITED. Further, it does not constitute a recommendation by the Company or the Lead Managers or any other party to sell or buy securities in SAKTH FINANCE LIMITED.
Confirmation of understanding and acceptance of disclaimer.
I have read and understood the disclaimer set out above. I understand that it may affect my rights.
I agree to be bound by its terms. I confirm that I am permitted to proceed to electronic versions of these materials. I confirm that I do not fall under any of the categories below:

  • Minors without a guardian name*

    • Foreign nationals, NRI, inter alia, including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  • Persons resident outside India and other foreign entities;
  • Foreign Institutional Investors;
  • Foreign Portfolio Investors;
  • Foreign Venture Capital Investors
  • Qualified Foreign Investors;
  • Non-resident Incorporated Entities (formerly Overseas Corporate Bodies); and
  • Persons ineligible to contract under applicable statutory/regulatory requirements.

NCD Public Issue 2019 Prospectus

DISCLAIMER – IMPORTANT
NOTE: THE ELECTRONIC VERSION OF THE NCD PROSPECTUS (“PROSPECTUS”) YOU ARE SEEKING TO ACCESS IS BEING MADE AVAILABLE ON THIS WEBSITE BY US, SAKTHI FINANCE LIMITED, AND FOR INFORMATION PURPOSES ONLY. THE PROSPECTUS HAS BEEN MADE AVAILABLE ON THIS WEBSITE IN ELECTRONIC FORM SOLELY TO COMPLY WITH THE REQUIREMENTS OF SEBI (ISSUE AND LISTING OF DEBT SECURITIES) REGULATIONS, 2008, AS AMENDED (“SEBI DEBT REGULATIONS”). YOU ARE ADVISED TO READ THIS DISCLAIMER CAREFULLY BEFORE READING, ACCESSING OR MAKING ANY OTHER USE OF THE PROSPECTUS. BY ACCESSING THE PROSPECTUS, YOU AGREE TO FOLLOW THE FOLLOWING TERMS AND CONDITIONS, INCLUDING ANY MODIFICATIONS TO THEM FROM TIME TO TIME.
Please read this notice carefully. It applies to all persons who view this site. Please note that the disclaimer set out below may be altered or updated. You should read it in full each time you visit the site.
Neither we, nor our affiliates represent that the contents of the Prospectus herein are accurate or complete. The information contained herein not been updated since its original publication date and may not reflect the latest updates.
You may not and are not authorized to (1) deliver the Prospectus to any other person or (2) reproduce such Prospectus in any manner whatsoever. Any distribution or reproduction of Prospectus in whole or in part is unauthorized. Failure to comply with this directive may result in a violation of the SEBI Debt Regulations or other applicable laws of India and other jurisdictions.
The information in this section is directed at, and is intended for distribution to, and use by, residents of India only. Residents of countries other than India are not authorized to view or use the information in this section. Viewing this information may not be lawful in certain jurisdictions. In other jurisdictions, only certain categories of person may be allowed to view this information. Any person who wishes to view this site must first satisfy themselves that they are not subject to any local requirements which prohibit or restrict them from doing so.
These materials are not directed at or accessible by following persons:

  • Minors without a guardian name*

    • Foreign nationals, NRI, inter alia, including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  • Persons resident outside India and other foreign entities
  • Foreign Institutional Investors
  • Qualified Foreign Investors
  • Foreign Portfolio Investors
  • Foreign Venture Capital Investors
  • Non-resident Incorporated Entities (formerly Overseas Corporate Bodies); and
  • Persons ineligible to contract under applicable statutory/regulatory requirements.

*Applicant shall ensure that guardian is competent to contract under Indian Contract Act 1872
If you are not permitted to view materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this web page.
You are reminded that documents transmitted in electronic form may be altered or changed during the process of transmission and consequently none of the Company or any of its or our affiliates accept any liability or responsibility whatsoever in respect of alterations or changes which have taken place during the course of transmission of electronic data. We and Dalmia Securities Private Limited, (“Lead Manager”) will not be responsible for any loss or damage that could result from interception and interpretation by any third parties of any information being made available to you through this web site.
The materials placed herein are not a solicitation of any bid from you. Nothing contained herein shall constitute and/or deem to constitute an offer and/or an invitation to an offer to subscribe to the securities referred therein.
Any person seeking access to this portion of the Company’s website represents and warrants to the Company that they are doing so for information purposes only. Making press announcements and other documents available in electronic format does not constitute an offer to sell or the solicitation of an offer to buy securities in SAKTHI FINANCE LIMITED. Further, it does not constitute a recommendation by the Company or the Lead Managers or any other party to sell or buy securities in SAKTHI FINANCE LIMITED.
Confirmation of understanding and acceptance of disclaimer.
I have read and understood the disclaimer set out above. I understand that it may affect my rights.
I agree to be bound by its terms. I confirm that I am permitted to proceed to electronic versions of these materials. I confirm that I do not fall under any of the categories below:

  • Minors without a guardian name*

    • Foreign nationals, NRI, inter alia, including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  • Persons resident outside India and other foreign entities
  • Foreign Institutional Investors
  • Qualified Foreign Investors
  • Foreign Portfolio Investors
  • Foreign Venture Capital Investors
  • Non-resident Incorporated Entities (formerly Overseas Corporate Bodies); and
  • Persons ineligible to contract under applicable statutory/regulatory requirements.
Non-Convertible Debentures (NCDs) are secured financial instruments which cannot be
converted into equity or preference shares and have fixed period and rate of interest.

Features of HNI NCDs


Higher rate of interest

  • – Fully secured debt instrument backed by company assets.
  • – Higher rate means higher post-tax returns to debenture holder.

Details of HNI NCDs

  • – The product has two schemes: (a) Fixed income (b) Cumulative income.
  • – Maximum of 3 joint applicants in debenture application.
  • – Minimum debenture amount is Rs. 50 Lakhs and maximum is Rs. 1.00 Crore.
  • – Deposit term – 15 months, 24 months and 36 months.
  • – Rate of interest is mentioned in the following table:

HNI Secured Redeemable Non-Convertible Debentures Scheme Effective from 07.08.2023

Minimum Investment : Rs.50,00,000/- per Application

INTEREST RATES SCHEME 1 : CUMULATIVE NCD SCHEME 2 : FIXED INCOME NCD
Term (Months) Interest rate p.a. Yield Interest Rate p.a. Interest Rate Frequency Maturity Amount for Rs.50,00,000
Monthly Quarterly
15 9.00% 9.41% 9.00% 9.00% 9.00% 55,88,388
24 9.25% 10.03% 9.25% 9.25% 9.25% 60,03,432
36 9.50% 10.84% 9.50% 9.50% 9.50% 66,26,695
48 9.75% 11.75% 9.75% 9.75% 9.75% 73,50,443
60 10.25% 13.17% 10.25% 10.25% 10.25% 82,93,579
Terms & Conditions governing Acceptance of Secured,Redeemble,Non-Convertible Debentures of Rs.1000/- each

    • – Interest payout – monthly or quarterly
    • – Categories of investors permissible – individuals, partnership firms, Companies,
      Trusts, Associations and HUFs.
    • – Debenture amount can be paid by way of cheque or NEFT fvg Sakthi Finance Ltd.
      Cash is not accepted.
    • – Applicant/s to submit application form duly filled in along with photo and
    • – self-attested copies of ID and address proof. Copy of self-attested PAN card
    • applicants will also have to be submitted.
    • – On maturity, amount will be refunded by way

of Cheque or NEFT direct into
bank account upon submission of duly discharged debenture certificate

  • – TDS as per IT rules
  • – NCD cannot be pre-closed but can be transferred to others.
  • – Transferable to third party with company’s support – processing charges apply.

 

Private Placements

This NCD issue is being made strictly on a private placement basis. It is not and should
not be deemed to constitute an offer to the public in general. It cannot be accepted by
any person other than to whom it has been specifically addressed.

The product has two schemes: (a) Fixed Income (b) Cumulative Income

  • – Maximum of 3 joint applicants in fixed deposit application
  • – Minimum deposit amount Rs. 10,000/-, higher in multiples of Rs. 1000/-
  • – Deposit term – 15 months, 24 months and 36 months
  • – Rate of interest is mentioned in the following table:

(Fixed Deposit Schemes effective from 07.08.2023)

SCHEME I & II
Term (Months) Fixed Deposit and Cumulative Deposit Interest rate p.a. (%) Fixed Deposit(Interest Frequency) Cumulative Deposit
Monthly (%) Quarterly (%) Annual Yield (%) Amount Payable on Maturity for Rs.10,000
15 8.25 8.25 8.25 8.60 11,075
24 8.50 8.50 8.50 9.16 11,832
36 8.75 8.75 8.75 9.88 12,965
48 9.00 9.00 9.00 10.69 14,276
60 9.00 9.00 9.00 11.21 15,605
Minimum Deposit (in Rs.) 25,000 10,000 10,000

(Senior Citizen Deposit Schemes effective from 07.08.2023)

SCHEME I & II
Term (Months) Fixed Deposit and Cumulative Deposit Interest rate p.a. (%) Fixed Deposit(Interest Frequency) Cumulative Deposit
Monthly (%) Quarterly (%) Annual Yield (%) Amount Payable on Maturity for Rs.10,000
15 8.50 8.50 8.50 8.87 11,109
24 8.75 8.75 8.75 9.45 11,890
36 9.00 9.00 9.00 10.20 13,061
48 9.25 9.25 9.25 11.04 14,416
60 9.25 9.25 9.25 11.59 15,797
Minimum Deposit (in Rs.) 25,000 10,000 10,000

Interest payout – Monthly or Quarterly

  • – Categories of investors permissible – Individuals, Partnership firms, Companies,
    Trusts, Associations and HUFs.
  • – Deposit amount can be paid by way of Cheque or NEFT favouring Sakthi Finance Ltd.
    Cash is not accepted.
  • – Applicant/s to submit application form duly filled in along with photo
    and self-attested copies of ID and address proof.
  • – Copy of self-attested PAN card of applicants will also have to be submitted.
  • – On maturity, amount will be refunded by way of Cheque or NEFT direct into bank
    account upon submission of duly discharged deposit certificate.
  • – TDS as per IT rules.
  • – Deposit cannot be pre-closed before expiry of 3 months.
  • – Premature payment after 3 months but before 6 months, no interest will be given.
  • – Premature payment after 6 months but before date of maturity – interest payable
    will be reduced as per RBI directives.

Subordinated Bonds

Subordinated bond is a financial instrument which has a fixed rate of interest and fixed period.
The product details are as follows:

Investment
Option
Minimum
Amount (INR)
Tenure
(Months)
Fixed
Interest
Rate (%)
Cumulative
Yield (%)
Subordinated
Bond
50,000 61 10 12.83

Private Placement : This bond issue is being made strictly on a private placement basis. It is not and should not be deemed to constitute an offer to the public in general. It cannot be accepted by any person other than to whom it has been specifically addressed.